
Caravan Insurance is a vital piece of protection for your treasured holiday home. We can offer very competitive rates to insure your caravan whether it is on a caravan park or on private land.
We insure your caravan holiday home with Towergate Insurance, Europe’s largest independently owned insurance intermediary. Towergate have over 4,600 committed staff operating out of over 100 UK offices, and are the probably the largest caravan insurer in the country. Towergate’s reputation for innovation, progression and dynamism is backed up by recognition from the Sunday Times Business Reports and the Executive Chairman, Peter Cullum, is a former winner of the ‘UK Entrepreneur of the Year’ award and is the current M&A ‘Deal Maker of the Year’.
We can offer two different types of insurance Indemnity or Re-instatement. With Indemnity cover, sometimes called Market Value insurance, the caravan is insured for the value of its replacement with a caravan the same as, or as similar as possible to, the caravan that you have purchased now. For example if you were to purchase a caravan for £15,000 pounds that is 3 years old, then if the caravan was damaged irreparably in five years time then the insurance company would try to replace it with a caravan of the same make and model, or as close a model as possible that is then available, that is 3 years old at that time.
With Re-instatement insurance, sometimes called New for Old insurance, the caravan is covered for it’s entire replacement cost with a new caravan, ie. if your caravan was a total loss from a flood or fire and you had owned a Willerby Granada then the insurance company would replace the caravan with a brand new Willerby Granada or the equivalent / replacement model if, by then, that model was no longer being manufactured. All items of property within the caravan are also replaced with new items except clothing and bedding for which an age allowance is made.
If you require any further help or information regarding insurance please do not hesitate to contact us on 01754 763441 or sales@skegness-caravans.co.uk and we will be pleased to help you or to give you a no obligation quotation for your caravan insurance requirements.